Understanding private lending with Path Property Group LLC
Discover the answers to your most pressing questions about private money lending with Path Property Group. We're dedicated to transparency and empowering our partners with clear, concise information so you can invest with confidence.
Your questions, answered
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How is the private lender protected when lending money?
1. We collect a $2,000–$4,000 down payment on each sale, which provides a financial cushion in the event of default. If a payment is missed, we act quickly to regain possession and resell the property, securing a new down payment — ensuring lender payments remain protected and uninterrupted.
2. All funds are sent directly to the closing attorney or title company. They prepare and record the promissory note, mortgage, and title insurance, and no funds are released until all documents securing your investment are properly executed.
3. Each loan is secured by a promissory note outlining your fixed return, a recorded mortgage/deed of trust placing a lien on the property, title insurance protecting against claims, and property insurance covering unexpected loss.
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Why are we able to offer such high returns?
We purchase properties at low prices with substantial equity from day one and operate without traditional bank financing. That flexibility allows us to capture strong margins — and in exchange for committed capital secured by real estate, we pass a portion of those profits to our private lenders through a fixed 12% return.
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What if the home is destroyed in a fire?
An insurance policy is in place to protect your investment in the event of an unexpected catastrophe, such as a fire or other unforseen circumstances.
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Who handles all of the paperwork?
The title company or attorney will handle all of the paperwork. You will send your funds directly to their office and make everything payable to them. The closing agent will not disperse any funds until all of the documents that secure your investment are in place and signed off on. They will create the promissory note that states the terms of your loan, the mortgage instrument that gives you collateral, and the title insurance policy. We will also send you a copy of the Insurance Policy.
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Ready to grow your wealth with confidence?
Partner with Path Property Group and invest in real estate without landlord responsibilities. Our disciplined slow-flip model delivers fixed, real estate-secured returns backed by strong equity. Contact us today to start earning predictable income.